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Compass Preferred Client® Program

Being a Preferred Client Means You Get More

The Compass Preferred Client program is our way of showing you how much we appreciate your relationship with Compass.

This unique program recognizes you as one of our best customers by rewarding you with special benefits and a higher level of service no matter how, when or where you choose to bank with us, all at no additional cost. There are two levels of membership, so the more you bank with us, the more rewarding it is to be a Compass Preferred Client.

Start enjoying Compass Preferred Client BankingSM benefits today. It's easy to become a member. All you need is a Compass consumer checking account and qualifying balances.

The two levels of Preferred Client benefits are:

Preferred Client Preferred Client Plus
$25,000 - $99,000 in qualifying balances and a Consumer checking account* $100,000 and more in qualifying balances and a Consumer checking account*
  • Access to dedicated Preferred Client Telephone Service Team
  • Preferred Gold Visa Check Card with Visa® Extras and higher daily ATM and purchase limits
  • Complimentary upgraded checks
  • Complimentary cashier’s and official checks, Travelers Cheques and money orders
  • Monthly subscription to web-based Kiplinger’s Retirement Report
  • Periodic advance notice of pricing specials
  • Up to $350 of your appraisal fee refunded by Compass on new, closed mortgages 
  • Expedited home equity loan/line processing
  • Combined monthly statement
  • Access to MyCompass, a central secure site to review all your online accounts.
  • Receive all Compass
    Preferred Client benefits, plus:
  • Automatic rebates on other banks' ATM fees
  • Complimentary consultation
    with a Personal Investment Officer
  • Preferred Platinum Visa
    Check Card with even higher daily ATM and purchase limits
  • Earn double Visa Extras
    points on all Platinum Visa
    Check Card qualifying purchases
  • Free small-sized safe
    deposit box
  • Unlimited stop payment
    fee waivers

QUALIFYING BALANCES+

  • Consumer Checking
  • Savings
  • Money Market
  • Credit Card
  • Home Equity Loans
  • Lines / Loans
  • IRAs (50% of balance)
  • CDs (50% of balance)

*Important Terms and Disclosures

Qualifying balances for Compass Preferred Client program:
Qualifying balances include: consumer checking, savings, and money market accounts, principal balance on loans and lines of credit, outstanding balance on credit cards, and 50% of CD balances, but exclude: first lien mortgage loans, investment, insurance, trust, and business accounts.

Visa Check Cards:
Visa® Check Cards are subject to approval, which may include credit approval. To earn Visa Extras points on qualifying purchases, you must enroll prior to those purchases. A "Qualifying Purchase" is any signature-based purchase, Internet purchase, phone or mail-order purchase, bill payment, contactless purchase (purchases made by holding your Visa card or other device up to a secure reader instead of swiping your card), or small dollar purchase for which you are not required to sign, made with an enrolled Visa card, which is processed or submitted through the Visa U.S.A. Inc. payment system. A Qualifying Purchase does not include a purchase made using a Personal Identification Number (PIN) or purchase you initiate through identification technology that substitutes for a PIN. Additional restrictions apply. Preferred (PLUS) Clients enrolled in CompassPoints rewards will not receive Extras points but receive double CompassPoints reward points. For more information on qualifying purchases, see program terms and conditions.

Combined Statement:
Combined Statement includes consumer account information on checking, savings, home equity loans and lines of credit, time deposits and credit cards.

Mortgage Loans:
Mortgage Loans subject to approval, including credit approval. Offer applies to first lien to purchase or refinance residential real property made through Compass Bank Mortgage Financial Services. Home Equity loans, second mortgage loans, lot loans, lines of credit, and other loans that are not first mortgage loans do not qualify. Loan must close in order to qualify for the offer.

ATM Rebates:
International service fees for foreign ATMs are not automatically rebated, but can be rebated upon request. Fees for point-of-sale transactions, even if made at an ATM, are not rebated. In order to receive a rebate of ATM fees, the ATM receipt must itemize the fees.

Safe Deposit Box:
Small-sized safe deposit box offered at no charge, subject to availability. 50-percent discount on larger sizes where available.

Compass Bank reserves the right to review qualifying balances for Compass Preferred Client status on a periodic basis. Compass reserves the discretion to enroll clients regardless of presence of checking accounts or balances. Compass Preferred Client program subject to change or termination at anytime, without prior notice to you.